How much does property in Spain cost?from today's listings⌄
Property in Spain on INTRIC runs from EUR 131.3K to EUR 14.10M, in Alicante, Málaga, Torrevieja, Benalmádena, Finestrat, Mijas, Estepona, Fuengirola, Marbella, Barcelona, Los Alcázares, Altea, Calpe, Cartagena, Algorfa, Benitachell, Benahavís, Guardamar del Segura, Benidorm, Pilar de la Horadada, Dénia, Orihuela, Jávea, Villajoyosa, Torre-Pacheco, Rojales, Madrid, San Pedro del Pinatar, Pulpí and Santa Pola. Prices are the sellers' own, in the listing's currency, and change as listings are added.
Can foreigners buy property in Spain?⌄
Yes. There is no nationality or residency rule and no permit for a home. Foreigners buy on the same terms as Spaniards and can own several properties. You need a Spanish foreigner ID number (NIE) first. A proposed extra tax on non-EU buyers has been discussed but is not law.
What tax does an overseas buyer pay in Spain?⌄
On resale, ITP transfer tax of 6% to 11% set by region, for example 6% in Madrid and 7% in Andalusia. New builds pay 10% VAT plus stamp duty of 0.5% to 2%. Each year you pay IBI property tax of 0.4% to 1.1% of cadastral value. A non-EU non-resident pays 24% on rent and on gains.
Resale or new build in Spain: how does the tax differ?⌄
A resale pays ITP of 6% to 11% by region, while a new build pays 10% VAT plus stamp duty of about 1% to 1.5%. The gap depends on the region and price, so compare total costs for the exact property. Buyers of a resale from a non-resident must withhold 3% of the price for the tax office.
Can a non-resident get a Spanish mortgage?⌄
Yes, from Santander, BBVA, CaixaBank and Sabadell. Non-residents usually borrow 60% to 70% of the value, against up to 80% for residents, over up to 30 years. Fixed rates run about 2.6% to 3.5% for strong profiles. Allow four to eight weeks and full documents.
Is Spanish property a good investment in 2026?⌄
Prices rose about 12.8% in the year to Q3 2025, with a forecast of about 6% for 2026. National gross rental yield averages about 5.5%. Rent controls and tourist-let caps are tightening in Madrid, Barcelona, the Balearics and the Canaries. Capital at risk.
Can I still get a Golden Visa by buying property in Spain?⌄
No. Spain ended the Golden Visa on 3 April 2025, and property no longer qualifies for residency. Existing holders keep their rights. Buyers who want to live in Spain usually apply for the Non-Lucrative Visa, which needs passive income of about EUR 2,400 a month and does not allow work.