Property for Sale in Albania

Property in Albania on INTRIC runs from EUR 68.4K to EUR 795.0K, in Tirana. Prices are the sellers' own, in the listing's currency, and change as listings are added.

Yes, for apartments and buildings. Foreigners own them on the same terms as Albanians, with no permit or approval. Agricultural land and land within 200 metres of the coast cannot be owned directly by an individual: buyers use an Albanian company (sh.p.k.) or a lease of up to 99 years.

The buyer pays a transfer tax set per square metre (about €7 for residential in Tirana), roughly 2% to 3% of the price. Notary and registry fees add 0.5% to 1%, and lawyers charge 1% to 2%. Rent and capital gains are each taxed at a flat 15%, at the same rate for residents and non-residents.

Apartments in new developments are the simple route: you own the unit outright and register it with the State Cadastre (ASHK). Agricultural and coastal land is closed to foreign individuals, so it is held through a foreign-owned Albanian company or a 99-year lease. Check the land classification before paying a deposit.

Sometimes. Several banks lend to foreigners, but resident foreigners come first. A non-resident usually needs a 35% to 40% deposit (60% to 65% loan-to-value) and a local bank account, at euro rates of about 5% to 6.8%. Most overseas buyers pay cash or use a developer's staged plan, often 20% to 30% on reservation.

Prices rose about 18% nationally in the year to January 2026, and Tirana rose 14% to 22%. Growth is expected to slow to 8% to 12% a year, with gross rental yields of 5% to 7%. It is a small market with strict anti money laundering checks, so keep source of funds papers. Capital at risk.

No. Albania has no Golden Visa. Owning property of over 20 sq m with at least a 50% share can support a one-year renewable residence permit, and permanent residency follows after five years of continuous legal residence. EU, UK, US and Canadian citizens can visit visa free for 90 days in any 180.