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Off-Plan Property Investment Abroad

Choose your future home before the final brick is laid, while the choice is still yours. From Portugal's sunlit Algarve to Dubai's glittering skyline, 446 off-plan properties in 17 countries are ready to explore, and every project has only so many homes to sell.

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The essentials

Off-plan property investment abroad: Everything to know

When you buy before a home is finished, the rules on your payments and timing matter. These six facts show what to look for in different markets.

  • EscrowHow Dubai protects payments

    Dubai law requires a developer selling off-plan to put buyers' payments into a separate escrow account for that project. The money is reserved for building it.

    Why it matters: The law ties these payments to the project. Dubai Land Department and a local lawyer can confirm the registration and escrow details of a specific project.

  • Refund coverHow Spain protects payments

    Spanish law requires money you pay a developer in advance to be covered by an insurance policy or a bank guarantee.

    Why it matters: The guarantee document shows how advance payments are covered. A local lawyer can review it for a specific home.

  • 14 daysYour time to rethink in Turkey

    Turkey's consumer law gives buyers of pre-paid homes 14 days to withdraw from the contract, without giving a reason or paying a penalty.

    Why it matters: The period is short and comes with its own conditions. A local lawyer can confirm how it applies to a specific contract.

  • DoubleDeposits in Portugal

    In Portugal, a buyer can claim back double their deposit if the seller is at fault for a promissory contract falling through. A buyer at fault can lose the deposit.

    Why it matters: The rule applies to both sides of a contract. A local lawyer can explain how it would apply before a deposit is paid.

  • 50%Off-plan loans in the UAE

    Banks in the UAE can lend up to 50% of the value of a home bought off-plan, whatever the buyer's category.

    Why it matters: Each bank sets its own criteria. As a guide, a 50% limit on an AED 2M off-plan home would leave AED 1M to fund, and a lender can confirm what is available.

  • 64%Homes finished on time in Dubai

    Knight Frank reports that 64% of the homes due in Dubai in 2025 were completed on time, up from 50% in 2024.

    Why it matters: Completion dates can change, so listed dates are best read as estimates. The contract sets out what applies if a project runs late.

Sources: Dubai Law No. 8 of 2007, Bank of Spain, Turkey's Consumer Protection Law, Portugal's Civil Code, Central Bank of the UAE, and Knight Frank.

Compare your options

Off-plan property investment abroad: Compare markets

Here are the six largest off-plan markets on this page, with the completion dates and starting prices listed today.

Portugal132 properties2026 to 2028Starting prices begin at EUR 170,000.
See the Portugal pageSee properties
UAE114 properties2026 to 2031Starting prices begin at AED 491,888. Four listings have their price on request.
See the UAE pageSee properties
Malta41 properties2026 to 2028Starting prices begin at EUR 330,000.
Read the Malta guideSee properties
Thailand41 properties2026 to 2029Starting prices begin at THB 2,390,000.
See the Thailand pageSee properties
Albania33 properties2026 to 2031Starting prices begin at EUR 68,400.
See the Albania pageSee properties
Croatia32 properties2026 to 2028Starting prices begin at EUR 199,999.
See the Croatia pageSee properties

Completion dates and prices come from each listing and can change. This table is general information rather than financial or legal advice.

For the full list of countries with off-plan property on INTRIC, see our FAQs.

Keep reading

Want to learn more about off-plan property?

These INTRIC guides cover off-plan supply, how each market works, and what to check before you buy.

Frequently asked questions

Off-plan property investment abroad: Your questions answered

Clear answers to help you plan your purchase.

What is off-plan property investment abroad?

Off-plan property investment abroad means buying a property in another country before it is finished, usually from a developer. It gives you time to plan ahead while the home is being built, and your contract sets out what you pay and when.

Why should I consider an off-plan property investment?

An off-plan property can give you a brand-new home, more time to plan your finances, and, in some projects, payments spread across construction stages. Buying while a project is still selling may also give you more choice of units. It is worth weighing these benefits against the risk of delays, and the answers on this page can help you check the details before you commit.

Which countries have off-plan property on INTRIC?

You can explore off-plan property in 17 countries, so you can compare several markets before you decide:

  • Portugal
  • UAE
  • Malta
  • Thailand
  • Albania
  • Croatia
  • Spain
  • UK
  • Azerbaijan
  • Montenegro
  • Australia
  • Germany
  • Japan
  • Indonesia
  • New Zealand
  • Slovakia
  • United States

Portugal and the UAE have the most off-plan properties on this page, so they are a useful place to start your search.

How do payments usually work?

Payment schedules differ by project, so ask for the full schedule before you commit. Press Contact on the property you like, and ask what you pay at each stage and what happens to your payments if the project changes.

How can I check that my money is protected?

Protection depends on the country, so it helps to ask early. Ask who holds your payments, whether an escrow account, guarantee, or insurance applies, and which document proves it. An independent lawyer can then check those answers for you.

What happens if the project is delayed?

Your contract sets out what happens if a project runs late, so read that section before you sign. Ask about the completion date, any permitted delay, and your options if the date is missed. The completion dates on this page come from each listing and can change.

Can I get a loan for an off-plan property?

Loan rules depend on the country and the lender, so speak to a bank before you commit. Ask how much it will lend on a home that is still being built, and when the loan would start, so you can plan your own funds with confidence.

Can an off-plan property help me get a golden visa or citizenship?

It can in some programmes, as long as you meet their other rules. The UAE accepts off-plan homes from approved local companies for its golden visa, and Turkey accepts a notarised promise of sale for citizenship by investment. Our goal pages explain what each route requires.

Is an off-plan investment guaranteed to make money?

An off-plan purchase comes without a guaranteed return, because prices, rents, and timing can all change. A careful look at the developer, the contract, and the local market will help you decide whether a property suits your plans.

Your next step

Found an off-plan property you would like to know more about?

Every listing connects you directly with the developer or agent selling it. Open the property you love and press Contact to ask about pricing, payment stages, and the expected completion date.

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