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TEKCE Real Estate

Girne, North Cyprus, Cyprus

Apartments in Bahçeli, Girne (ECN-00606)

TEKCE Real Estate
FromGBP145,000
Gross yield8%
Exp. 5-yr capital growth50%

About the property

Studios in Girne, North Cyprus, Cyprus

Sea-View Studio Flat for Sale in Bahçeli Girne
Located on the northern coast of North Cyprus, Girne is one of the island’s most sought-after regions for both living and investment. Bahçeli, a charming Mediterranean coastal town connected to Girne, stands out with its natural surroundings, peaceful atmosphere, and seafront setting. With its low-density development and preserved landscape, the area offers an ideal environment for a quiet and comfortable lifestyle.

The flat for sale in North Cyprus Girne is situated within the Bahamas Homes project hhase 2, directly on the Girne–Esentepe main road. The flat is 300 m from the sea, 2 km from Maldives Beach, 12 km from Korineum Golf Club, 15 km from Alagadi Turtle Beach, 22 km from Girne city center, 30 km from Dr. Suat Günsel Hospital and Girne University, 33 km from Girne Harbour, 40 km from Ercan Airport, and 75 km from Larnaca Airport.

The flat is located in a well-maintained residential complex offering extensive social amenities. The complex features landscaped gardens, children’s playgrounds, a secure entrance system, on-complex market and restaurants, wellness facilities, and an indoor swimming pool suitable for year-round use. In addition, regular site maintenance services, open parking areas, and commercial units supporting daily needs enhance the overall living comfort.

Offering sea views, the studio flat is designed with a functional open-plan layout that maximizes space efficiency. Large glass surfaces provide abundant natural light throughout the day, creating a bright and comfortable living environment. The flat presents an attractive opportunity for both short-term rental income and long-term investment.

Features: Balcony, Fitted Wardrobe, Generator, Open-Plan Kitchen, Shower, Satellite TV, Car Park, Communal Garden, Communal Pool, Concierge Service, Fitness, In A Complex, Rental Management, Sauna, Security Camera, Social Club, SPA, Turkish Bath, Airport (0-50 Km), Beach (0-500 M), Sea (0-1 Km), Sea View, Mountain View, Stores / Shopping Mall, Bars / Restaurants, Air Conditioning, West, North-West
ECN-00606

Why buy

  • Entry from £145,000

    Off-plan pricing in Girne, North Cyprus, Cyprus, with 1 unit released.

  • Studio homes

    A choice of studio studio layouts to suit both end-users and investors.

  • Close to the coast

    Positioned near the beach in North Cyprus, one of Cyprus's established coastal destinations.

  • Resort-style amenities

    On-site swimming pool, gym, garden, sauna within a managed development — strong appeal for holiday-let demand.

  • Growing overseas-buyer market

    Cyprus continues to draw international buyers for lifestyle and rental-yield potential; freehold purchase is open to foreign nationals.

The address

  • [45 minutes] by car
  • [1 hour 20 minutes] via Metehan border crossing
  • Historic marina and old harbour
  • Main Kyrenia coastal highway
  • Kyrenia Harbour waterfront restaurants
  • Kyrenia Castle and St Hilarion Castle
  • Kyrenia town centre
  • British international school (A-level and IB)
  • Private university
  • Private university

Nearby transport, places and schools are as recorded by the seller. Confirm distances and school admissions independently before advising.

See it in full

Members see everything, and a specialist introduces the property.

  • Full pricing and payment plans
  • Floor plans and project documents
  • A specialist on this property

TEKCE Real Estate

TEKCE Real Estate

TEKCE Real Estate

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Cyprus Property Analysis Hub

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Data and calculations are updated regularly for informational purposes. For accurate data and personalized advice, consult an INTRIC specialist or conduct independent research. Professional financial and legal advice recommended.

Mortgage Calculator

Cyprus mortgage analysis for Apartments in Bahçeli, Girne (ECN-00606)

Property Details

35.0% of property price — Cyprus banks typically require 30–40% from non-EU buyers

Loan Terms

Calculation Results

Monthly Payment
£0.00
Annual Payment
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Loan Amount
£94,250.00

Foreign Ownership Rules

  • EU citizens: Unrestricted — same rights as Cypriot nationals. May own unlimited residential or commercial property in their own name.
  • Non-EU citizens: Must obtain Council of Ministers permit (Acquisition of Immovable Property by Aliens Law, Cap. 109). Permit is functionally a formality for residential acquisitions in approved developments; allow 3–6 months processing. The cap generally permits up to two properties under individual name (most commonly one residence plus one investment unit), though the exact form varies application-by-application; corporate vehicles are unrestricted.
  • Title deeds: Cyprus operates a Torrens-style registered-title system via the Department of Lands & Surveys. Separate title deeds (Τίτλος Ιδιοκτησίας) per unit are issued only after development completion and final approvals; off-plan buyers receive contractual rights pending title issuance.
  • Limassol Greens / branded developments: Master-planned projects such as Limassol Greens by Lanitis issue individual title deeds per villa/apartment on completion. Pre-completion buyers should require a current Land Registry search certificate confirming the developer's parcel is free of encumbrances and that the contract of sale has been lodged under the Specific Performance Law.

Residency & the Cyprus Permanent Residency

Cyprus Permanent Residence (Category F / Fast-Track) is the principal investor pathway. The Cyprus Investment Programme (passport-by-investment) was discontinued in November 2020 — only the PR remains.

  • Investment threshold: €300,000 (excluding VAT) into new residential property purchased directly from a developer (first sale) or other approved investment. Resale residential property does NOT qualify for the property route under current MIP rules. May be split: e.g. €300k in property + business/fund contributions.
  • Family eligibility: Includes spouse and minor children (under 18). Adult unmarried children up to age 25 in full-time study may also qualify with proof of dependence.
  • Income proof: Minimum stable annual income (post-2023 reforms): €50,000 main applicant + €15,000 spouse + €10,000 per dependent — must originate outside Cyprus.
  • Visit requirement: Holder must visit Cyprus at least once every 2 years. Tax residency is separate and requires 183-day (or 60-day non-dom) presence.
  • Naturalisation: Eligible after 8 years of legal residence in the last 11 (with 12 months continuous immediately before application) plus a Greek-language requirement — per the amendment published 19 Dec 2023, effective 22 Mar 2024. A fast-track 3–4 year route exists for highly skilled applicants who can also evidence Greek language proficiency.
  • Non-dom regime: 17-year exemption from SDC on worldwide dividends, interest, and rental income for individuals who become Cyprus tax-resident having not been domiciled there for the prior 17 of 20 years.

Buying Process & Timeline

  1. Reservation — €5,000–€20,000 holding fee, typically deducted from purchase price.
  2. Engage a Cypriot advocate (δικηγόρος) — Cyprus has no notary tradition; lawyers handle conveyancing. Verify lawyer is independent from developer (insist on this for branded-residence purchases).
  3. Due diligence — Search Land Registry for encumbrances, mortgages on the developer's parcel, planning permits. 2–4 weeks.
  4. Contract of Sale — Bilingual English/Greek. Lodge stamped contract at Land Registry within 6 months under Specific Performance Law N.81(I)/2011 to protect buyer's contractual interest.
  5. Council of Ministers permit (non-EU only) — 3–6 month formality.
  6. Payment — Staged for off-plan (reservation, contract, completion of stages). FATCA / CRS source-of-funds declarations required by Cypriot banks under AML framework.
  7. Completion & title deed transfer — Title deeds issued by DLS post-completion; buyer attends in person or via Power of Attorney.
  8. Typical timeline: 3–6 months ready property; 12–36 months off-plan with staged construction payments.

Lifestyle & Practical Factors

  • Climate: Mediterranean — 300+ sunny days annually. Coastal summers 28–33°C with sea breeze; mild winters 12–18°C in coastal districts. Troodos mountain ski season Dec–Feb (~1,950m peak).
  • Languages: Greek and Turkish are official; English is universally used in business, education, and professional services — a legacy of the British colonial era to 1960.
  • Healthcare: GeSY (General Healthcare System) introduced 2019 covers all residents; private hospitals (American Medical Centre, Mediterranean Hospital) are widely used by the expat community.
  • Education: English School Nicosia, The Heritage Private School (Limassol), International School of Paphos, American Academy Larnaca serve expat families. Cyprus has 8 universities (Public + Private) with English-medium programmes.
  • Connectivity: Larnaca (LCA) and Paphos (PFO) international airports. Daily direct to London, Tel Aviv, Athens, Dubai; strong East-Med hub status. Cyprus is a full EU member but not yet a Schengen state — accession is targeted for 2026, pending EU Council unanimity.
  • Banking & capital flows: Full EU SEPA participation; no capital controls (the 2013 controls were lifted in 2015). Hellenic Bank, Bank of Cyprus, Eurobank Cyprus are the principal players.
  • Safety & political stability: Among the safest EU member states (low violent-crime rate). The Republic of Cyprus controls the southern two-thirds of the island; properties in the de facto "Turkish Republic of Northern Cyprus" should be approached with extreme legal caution — Republic of Cyprus does not recognise such titles.