312 Lud Valley Road, Hira, Nelson 7071, New Zealand

312 Lud Valley Road

The Cooper Group
PricePrice on request
Gross yield2.89%
Exp. 5-yr capital growth18.3%
CompletionCompleted

About the property

A 15.46 ha working farm with a five-bedroom home, extensive sheds and a stream, just north of Nelson.

Set just north of Nelson on New Zealand's South Island, this 15.46 hectare holding in Lifestyle Zone A works as a small productive farm as much as a lifestyle block. The double-glazed, insulated homestead looks across the paddocks and, with a garage conversion, offers five bedrooms and two bathrooms within 233 sq m. The land is divided into 19 fenced paddocks with riparian planting and a stream, supported by an implement shed, shearing shed, hay barns and a piggery and calf-rearing shed with three-phase power. A north-facing aspect, an orchard and walking tracks complete the grounds, and central Nelson is about 20 minutes away. It suits a farming family, a lifestyle buyer wanting working land, or anyone seeking room for extended family or guests.

Why buy

  • Working farm infrastructure in place

    Nineteen paddocks, fenced waterways, two stock water sources and about 35 cattle, with strong hay production, give a buyer a farm that is already operating.

  • Extensive sheds with three-phase power

    A large lockable implement shed, shearing shed, hay barns and a piggery or calf-rearing shed suit farming, contracting or storage, with three-phase power to key sheds.

  • Five bedrooms through a garage conversion

    The original three-bedroom homestead gains two bedrooms, a bathroom and a living space, creating room for extended family, guests or possible future income use.

  • Warm, insulated home

    Recent double glazing and insulation, a wood burner, split-system heat pumps and an HRV system address heating and ventilation in a rural setting.

  • Possible subdivision potential

    The scale of the 15.46 ha holding and its zoning mean there may be potential for future subdivision, subject to council rules and independent advice.

  • Family-friendly rural setting

    A decile 10 primary school sits at the end of the road with a morning school bus, and central Nelson is about 20 minutes away.

The address

  • Bus stop · eBus Route 3 (Atawhai - Hospital) · 12.8 km · 13 min drive · 12 min to Nelson Bus Hub
  • Airport · 24.6 km · 29 min drive
  • Bus stop · eBus Route 3 (Atawhai - Hospital) · 14.8 km · 15 min drive · 8 min to Nelson Bus Hub
  • Regional hospital (major trauma centre) · 20.6 km · 22 min drive
  • Beach and coastal reserve · 12.9 km · 22 min drive
  • City centre · 18.1 km · 18 min drive
  • State primary school · Primary, Years 1-6 · Decile 10 (Wikipedia list of Nelson schools); EQI 442 · 3.2 km · 4 min drive
  • State boys' secondary school · Years 9-13 (boys) · 20.2 km · 22 min drive
  • State girls' secondary school · Years 9-13 (girls) · 19.3 km · 21 min drive
  • State intermediate school · Years 7-8 · 20.9 km · 23 min drive
  • State primary school · Years 1-6 · 11.5 km · 12 min drive

Nearby transport, places and schools are as recorded by the seller. Confirm distances and school admissions independently before advising.

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Debbie Cooper-Norriss

The Cooper Group

The Cooper Group

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Professional mortgage payment analysis for312 Lud Valley Road

New Zealand Mortgage Benchmarks (2026)

Interest Rates6.0-7.5%
Typical residential mortgage rates (RBNZ 2026)
Maximum LTV80%
Owner-occupied; 65% for investors
Loan TenureUp to 30 years
Maximum loan tenure for residential properties

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20.0% of property price (Min 20% typical)

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Loan Amount
$680,000.00

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