23233 Privlaka, Zadar County, Croatia

Privlaka First Row Garden Apartment II

San Patrik Real Estate
FromEUR417,800
Gross yield5.5%
Exp. 5-yr capital growth35%
CompletionQ4 2026
Payment termsReservation deposit followed by staged payments through construction, with the balance due on c…

About the property

First-row living on Croatia's rare sandy shoreline north of Zadar

This 2 bedroom, 2 bathroom residence of 79.53 square metres is positioned in the first row to the sea, with a private garden in Privlaka. The residence is finished to current new-build standard and carries an A energy rating, with the layout and outdoor space that both owner-occupiers and short-let guests look for on this stretch of coast. Privlaka sits on a slender peninsula north-west of Zadar, where the Adriatic shallows turn a luminous turquoise and the shoreline is sand rather than the rock that defines much of the Dalmatian coast. The village keeps a working fishing harbour and a quiet, year-round character, while the Nin lagoon, its medieval salt works and the Church of the Holy Cross lie a short drive inland. Zadar's UNESCO-listed old town, its Sea Organ and Greeting to the Sun installations, and Zadar International Airport are all within half an hour by car.

Why buy

  • Sand, Not Rock

    Privlaka's shallow, sandy shoreline is a genuine rarity on the Dalmatian coast, where beaches are overwhelmingly pebble and rock. It is the single feature that drives family demand and premium summer rates here.

  • Half an Hour to Zadar

    Zadar's UNESCO old town, its year-round international airport and full city amenities are all within roughly thirty minutes by car, combining village calm with genuine connectivity.

  • First Row to the Sea

    Front-line positioning is the scarcest and most defensible attribute on the Croatian coast, and the one that most reliably holds value through softer markets.

  • Efficient Letting Format

    Compact layouts achieve the strongest yield per square metre in Croatian coastal letting, with lower running costs across the off-season.

  • New-Build Warranty and Efficiency

    Contemporary construction rated A for energy means low running costs, modern insulation and services, and no near-term capital expenditure, a material advantage over the region's older resale stock.

The address

  • Airport [30 minutes]
  • Bus [35 minutes]
  • Bus [2 minutes]
  • Car [10 minutes]
  • Waterfront konobas along Privlaka's Sabunike promenade, Nin town taverns [1-9 km]
  • Nin Salt Works, Church of the Holy Cross, Queen's Beach lagoon [8-10 km]
  • Nin town market, Supernova Zadar, City Galleria Zadar [8-30 km]
  • Public Primary School Car (4 min), 1 km
  • Public Primary School Car (30 min), 28 km
  • Public Gymnasium (Secondary) Car (32 min), 30 km
  • International School, Cambridge Curriculum Car (34 min), 31 km

Nearby transport, places and schools are as recorded by the seller. Confirm distances and school admissions independently before advising.

See it in full

Members see everything, and a specialist introduces the property.

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  • Floor plans and project documents
  • A specialist on this property

Ivan Varat

San Patrik Real Estate

San Patrik Real Estate

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Professional mortgage payment analysis for Privlaka First Row Garden Apartment II

Croatia Mortgage Benchmarks (2025)

Residential Property3.5-4.5%
Croatian bank rates for residential mortgages (2025)
Maximum Financing70-80%
Standard LTV ratios for residential properties
Loan TenureUp to 30 years
Maximum loan tenure for residential properties

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Loan Amount
€334,240.00